{"id":292,"date":"2025-05-09T14:38:59","date_gmt":"2025-05-09T14:38:59","guid":{"rendered":"https:\/\/www.onpointdentistryfrisco.com\/blog\/?p=292"},"modified":"2025-06-24T15:03:50","modified_gmt":"2025-06-24T15:03:50","slug":"dental-insurance-will-it-cover-emergency-visit","status":"publish","type":"post","link":"https:\/\/www.onpointdentistryfrisco.com\/blog\/2025\/05\/09\/dental-insurance-will-it-cover-emergency-visit\/","title":{"rendered":"Panicking About Payments: Will Dental Insurance Help with Emergency Visits?"},"content":{"rendered":"
\n
\"woman<\/figure><\/div>\n\n\n

While the initial cause for panic may be your dental emergency, there\u2019s a good chance that you\u2019ll soon begin to worry about the potential cost of treating your cracked, broken, or knocked-out tooth. Before you allow yourself to go down the rabbit hole of \u201cwhat ifs,\u201d it\u2019s important to remember that most dental insurance<\/a> companies are designed to help in times of need. Keep reading to learn the truth about what kind of coverage is available when facing an oral injury and why you don\u2019t need to panic when it comes to paying for treatment.<\/p>\n\n\n\n\n\n\n\n

What is the General Rule About Dental Insurance & Emergencies?<\/h2>\n\n\n\n

Each dental insurance plan is different, so it\u2019s always best to review your policy to see what kind of coverage is available. However, it is common for most companies to provide one free emergency exam every year.<\/p>\n\n\n\n

Apart from the initial visit, real cost savings occur when it\u2019s time to receive restorative care. Your dentist will identify what kind of treatment is required to repair the damage and restore your smile so that better oral health is achieved.<\/p>\n\n\n\n

Depending on the recommended treatment, your dental insurance company may provide anywhere from 50-80% coverage. In most cases, dental fillings and simple extractions are viewed as minor restorative services (70-80%), while dental crowns, dentures, complex extractions, and oral surgery are considered major restorative services (50%).<\/p>\n\n\n\n

The remaining balance is what you can expect to pay out of pocket when requiring emergency dental care.<\/p>\n\n\n\n

How Can You Afford the Out-of-Pocket Expenses?<\/h2>\n\n\n\n

Even after filing with your dental insurance company, you may be worried about the amount you\u2019ll be required to pay out of pocket. This is normal and is common among most patients. Fortunately, there are ways to take care of your portion without breaking the bank, such as:<\/p>\n\n\n\n